Research and Analysis by Lucie Schmidt

Immigrants and Retirement Resources
from Social Security Bulletin, Vol. 74 No. 1 (released February 2014)
by Purvi Sevak and Lucie Schmidt

In this article, the authors use the Health and Retirement Study to compare retirement resources of the foreign born with those of the native born. They find that immigrants have significantly lower Social Security benefit levels than natives; however, after controlling for demographic characteristics immigrants have higher levels of net worth. The immigrant/native differential in retirement resources varies systematically by number of years in the United States.